Merchant Cash Advance
No waiting. No fixed payments.
Just pure momentum.
Revenue-based funding that works with your cash flow. Not against it.
Turn Future Sales Into Today’s Growth
Fuel your business with revenue-based financing—also known as a merchant cash advance. Tap into tomorrow’s earnings to solve today’s challenges and seize new opportunities, fast.
What is a Business Cash Advance?
A business cash advance—also known as revenue-based financing gives you fast access to working capital by advancing funds based on your future sales. Instead of borrowing against what you have, you’re funded on what you’re projected to earn. Repayment is made through a small, fixed percentage of your daily sales, making it a flexible option that adjusts with your cash flow. It’s often easier to qualify for than traditional loans, especially for newer or seasonal businesses.
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Fast Approval & Funding
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No Fixed Payments
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Easy to Qualify
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Revenue-Based Repayment
How a Business Cash Advance Works
A business cash advance isn’t your typical loan. Instead of fixed monthly payments, a set percentage of your daily or weekly sales is automatically withdrawn making repayment easy, predictable, and aligned with your business flow. It’s a smart way to access working capital without the wait or paperwork of traditional financing.
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Daily Auto Payments
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No Collateral Needed
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Great for Seasonal Sales
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Quick Access to Capital
What Is a Merchant Cash Advance?
A merchant cash advance (MCA) gives your business quick access to working capital by advancing funds against future credit card sales. Repayments happen automatically—taken as a small percentage of your daily deposits.
Because MCAs are fast, flexible, and don’t require specific use cases, they’re a go-to option for businesses needing to cover short-term gaps or seize urgent opportunities.
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Fast Access to Capital
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No Fixed Payments
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No Collateral Required
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Use Funds However You Want
How Does a Merchant Cash Advance Work?
Repayment starts once you receive the funds. Each day, a set percentage of your credit card sales is automatically deducted.
There are two repayment methods:
Split Withholding: The lender takes their cut directly from your daily credit card sales.
Lockbox: All sales go to a managed account; your portion is sent to you after the lender takes theirs.
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Daily Auto-pay
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No Monthly Bill
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Flexible Methods
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Card Sales Friendly
How Do I Apply for a Business Cash Advance?
Getting started is simple.
Just fill out a quick online form, receive a decision in minutes, and get access to the funds your business needs as fast as the same day.
Complete the Application
Takes less than a minute.
Fill out a short online form with basic business info. No paperwork, no stress.
Get a Fast Decision
Know where you stand, fast.
A loan advisor will review your details and match you with the best available offer.
Receive Your Funds
Cash in your account. Same day.
Once you accept, funding can hit your bank account in as little as 24 hours.
Basic Eligibility for a Short-Term Loan
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A minimum credit score of 500 helps demonstrate basic financial reliability and increases your chances of approval.
2
Consistent revenue shows your business can support repayment and continue to grow with the help of funding.
3
We look for businesses with at least half a year of operations to ensure a level of stability and proven activity.
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FAQ
Frequently asked questions
Find answers to some commonly asked questions about business and merchant cash advances.
