Accounts Receivable Financing
Turn Unpaid Invoices Into
Fast, Flexible Funding.
Boost your cash flow by using outstanding receivables to secure immediate working capital.
What is Accounts Receivable Financing?
A/R financing lets businesses sell unpaid invoices to get fast cash—no need to wait on client payments. It’s a smart way to boost cash flow, cover expenses, and fuel growth without relying on slow-paying customers.
How Accounts Receivable Financing Works
1
Deliver Goods or Services
You fulfill orders or provide services to a creditworthy business under agreed payment terms.
2
Submit Invoice
Send the invoice, along with supporting documents (contracts, POs, etc.), to Gotham Capital.
3
Get an Advance
We review and verify the invoice, then advance 70–90% of the total amount to you.
4
Customer Makes Payment
Your customer pays the full invoice—via ACH, wire, or check—directly to Gotham Capital.
5
Receive the Remaining Balance
Once payment is received, we send you the remaining balance minus our fee. Repeat as needed.
Specialized AR Financing Solutions by Industry
Every industry has cash flow hurdles. AR Financing turns your unpaid invoices into fast funding so you can keep scaling without the wait.
Ready to Scale Your Business?
How to Qualify
1
A minimum credit score of 600 shows you're a reliable borrower and helps lenders assess risk.
2
Consistent monthly revenue of at least $8,000 demonstrates your business has healthy cash flow.
3
You must have been operating for at least six months to show business stability and performance history.
